Primis Mortgage

About Us

Preferred Local Lender providing Residential Mortgages to meet all needs
Primis Mortgage is a Community Bank that has all Underwriting and Processing in house. Because of that, our costs are low and we can be very aggressive with interest rates.
Also, because we are a Community Bank, we have access to Federal Grants and Down Payment Assistance programs that other lenders may not have access to.
When you use Primis Mortgage, you have 24/7 access to your lender - Denise Shelton. Denise can talk with you nights and weekends and walk you through the entire process. Contact Denise at (828) 514-2738 or denise.shelton@primisbank.com
If interest rates are a concern - learn more about our Bounce Back program. After making 6 payments on your loan - if interest rates drop, we will refinance your loan to the lower rate and you will not be charged any lender fees on the refi loan. You will also receive a $725 credit at closing for the appraisal. It's a win win situation!
Primis also works with many Real Estate investors - Interested in testing those waters or purchasing a 2nd home to also use as an Air B&B - give Denise a call.
Self employed and having an issue getting a mortgage? We can help. Primis has a great program for self employed individuals - if you have been in business for at least 1 year, we have programs that can use your bank statements for income instead of taxes.
Credit repair - life circumstances hit your credit score? No problem - we can work with you on a plan to increase your score quickly.
Veteran? We are EXPERTS at VA Loans